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"Credit Checker"

Job Description - Part 1

Basic Job Description:

Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

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Duties / Tasks	Activities	Skills	Abilities	Knowledge / Experience

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Job Duties and Tasks for: "Credit Checker"

1) Compile and analyze credit information gathered by investigation.

2) Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.

3) Examine city directories and public records in order to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.

4) Interview credit applicants by telephone or in person in order to obtain personal and financial data needed to complete credit report.

5) Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.

6) Prepare reports of findings and recommendations, using typewriters or computers.

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7) Relay credit report information to subscribers by mail or by telephone.

8) Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

9) Consult with customers to resolve complaints and verify financial and credit transactions.

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